BTC-STRC Carry Trade: Earn ~2% Net Bitcoin Yield
Your Bitcoin,
Making You More Bitcoin.
net annual carry
Paid monthly, in Bitcoin. Without ever selling a single sat.
Three Steps. That's It.
Roxom handles the loan, dividends, and BTC conversion. You deposit and collect.
Deposit BTC
Send Bitcoin to your Roxom account. It stays as collateral. You keep full ownership and 100% of the upside. Nothing is sold.
Activate Carry
Roxom lends you USD at variable rates, up to 7.5% APY (varies by size and prevailing market rates) against your BTC at up to 50% LTV, and buys STRC on Nasdaq on your behalf. STRC pays 11.5% in monthly dividends (variable rate).
Collect BTC Monthly
Every month, Roxom collects STRC dividends, subtracts your borrow cost, converts the net spread to Bitcoin, and credits it to your account. Withdraw or reinvest to compound.
Repay anytime in USDT. No maturity. No fees. BTC released on full repayment.
Run the Numbers on Your Stack.
Move the slider. See what the carry trade could look like at your size, monthly and annual, in BTC.
$87k
collateral value
Monthly
0.0017 BTC
$145
Indicative Annual Carry
0.020 BTC
$1.7k · ~2.00% net carry*
Loan
$44k
50% LTV
12-Month BTC Accumulation
+0.020 BTC ($1.7k)
Illustrative only. BTC at $87k. 11.5% STRC yield, up to 7.5% borrow (variable), 50% LTV. Rates vary. Returns not guaranteed.
You Pocket the Difference.
STRC currently pays 11.5% (variable rate). Your loan costs up to 7.5% APY (variable, varies by size and prevailing market rates). At 50% LTV, your indicative net carry on total BTC is ~2%, paid monthly.
What you earn. STRC currently pays a monthly dividend at 11.5% annualised on the loan amount (variable rate). Roxom converts it to BTC at market rate and credits your account.
What you pay. Up to 7.5% APY on your USD loan, compounding daily. Rate is variable and varies by position size and prevailing market rates. Always visible in your account.
What you keep. The difference between what you earn and what you pay, scaled by how much of your BTC you deploy (50% LTV). Based on current rates: (11.5% - up to 7.5%) × 50% = ~2%.* Rates are variable. Your actual carry may differ.
Dividends go straight to BTC. Your Bitcoin stays put. The spread is yours to keep.
Traditional Yield Means Selling Your BTC.
T-bills, money markets, bonds. They all require you to exit Bitcoin first. The carry trade is the first product that doesn't.
Every other row on this list requires selling your Bitcoin. The carry trade doesn't.
50% LTV at entry. Margin call at 75% LTV. Liquidation at ~91% LTV. Top up collateral anytime.
Yield comparisons are indicative and based on prevailing market rates. Rates are subject to change.
No Black Boxes.
STRC is publicly traded on Nasdaq with audited financials. You can verify Strategy Inc.'s disclosures directly at strategy.com. STRC is not a bank deposit and is not FDIC-insured.
Common Questions
What people ask before getting started.
Ready for Your First Bitcoin Paycheck?
Post BTC. Borrow at variable rates, up to 7.5%. Earn 11.5% in STRC dividends. Keep the ~4% spread, paid as Bitcoin every month.
The ~2% net annual carry shown is illustrative and based on current indicative rates: STRC dividend and an indicative borrow cost of up to 7.5% APY (variable). Both rates may change at any time. Past carry is not indicative of future results. Strategy Inc.'s Variable Rate Series A Perpetual Stretch Preferred Stock (Nasdaq: STRC) is issued by Strategy Inc., a company independent from Roxom. STRC dividends are declared by Strategy Inc.'s board on a monthly basis and are not guaranteed. STRC is not a bank deposit, is not insured by the FDIC or any equivalent scheme, and does not carry the same regulatory protections as bank accounts, money market funds, or government securities. Roxom does not control, guarantee, or underwrite STRC dividends. STRC's preferred securities are not collateralized by Strategy Inc.'s bitcoin holdings. This is not financial advice. The information on this page is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. Participation in the BTC carry trade involves significant risks. This product may not be available in all jurisdictions. It is your responsibility to ensure that participation complies with the laws applicable in your country of residence. Roxom does not provide tax advice.