Roxom Credit Line
Don't sell
your Bitcoin.
Borrow against it at 7% APR.Borrow against it
at 7% APR.
Bitcoin (BTC)Your credit line
Available to borrow
Current LTV
28%
Max LTV 50%
Terms
Bitcoin (BTC)A credit line built around
your Bitcoin.
Your Bitcoin stays yours
Your BTC sits in a legally separate account, away from Roxom's own funds. We never lend it out or reuse it. Legally it's still yours; Roxom just holds it as collateral until you repay.
The lowest rate on Bitcoin
7% APR. Same rate for everyone, whether you borrow $200 or $100,000.
A line, not a 12-month loan
No fixed term, no monthly payment. Pay back any amount whenever you want. The line stays open until you close it, as long as your LTV stays under 80%.
No rehypothecation
Your BTC is never lent out, reused, or pledged to anyone else. It sits as your collateral until you repay, period.
See how much you
can borrow.
Find out how much BTC collateral you would need to draw your desired USDT amount, without selling your Bitcoin.
Estimate only. Actual terms are determined at the time of origination.
Amount you can borrow
$50,000BTC = $100,000 · last known price
Collateral you can post
1.00Market comparison
A credit line, not another
fixed-term crypto loan.
Annual rate
Same rate for everyone
No rehypothecation
Open-ended line
Repay anytime
No early payoff penalty
Stays open without reapplying
How it works
Three steps to open a line.
Amount to borrow
USDTEnter the USDT amount to borrow. From 200 to 100,000 USDT.
Ready when you are
Open the line. Keep the Bitcoin.
Legally segregated. No rehypothecation. No prepayment penalty.
Roxom Credit Line
Borrow USDT. Keep your BTC.
APR
7%
Max LTV
50%
Term
Open-ended