Markets
Borrow
Earn
Invest
Private
Security
Newsroom
More
Log In
Sign Up
Markets
Market Overview
Indices and commodities.
Digital Credit
Bitcoin treasury preferreds.
AI Stocks
The artificial intelligence theme.
Bitcoin Treasuries
Companies holding bitcoin.
Economy
Sectors, global markets and rates.
Popular Portfolios
13F filings, smart money.
Borrow
Borrow
Borrow USDT or USDC against your BTC without giving it up.
ReFi
Switch your bitcoin-backed loan and pay less interest.
Earn
Carry Trade
Borrow, invest, keep the spread.
Stock Dividends
Dividends from tokenized equities.
Invest
Private
Security
Newsroom
More
Company
About Us
Our leadership team, mission, and investors.
Whitepaper
Vision, purpose, and architecture behind Roxom.
Legal
Terms, privacy, and disclosures.
Resources
Help Center
Guides, FAQs & support.
Rulebook
Trading logic, platform rules, and fundamentals.
API Docs
Connect, authenticate, and build with our API.
Status
Current platform health and incidents.
Chart
Financials
Earnings
News
About
Dividends
Insider
Filings
BTC
SATS
USD
1d
1w
1m
6m
YTD
1y
5y
All
Loading chart
1 BTC
=
- USD
BTC
SATS
Loading market data...
Chart
Financials
Earnings
News
About
Dividends
Insider
Filings
BTC
SATS
USD
1d
1w
1m
6m
YTD
1y
5y
All
Loading chart
CZ
Citizens Financial Services, Inc. Common Stock
CZFS
Volume
21.70K
Next Earnings
October 29th
Chart
Financials
Earnings
News
About
Dividends
Insider
Filings
BTC
SATS
USD
1d
1w
1m
6m
YTD
1y
5y
All
Loading chart
CZ
CZFS
CZ
Citizens Financial Services, Inc. Common Stock
CZFS
News
·
Citizens Financial Services (CZFS) Could Be a Great Choice
Mkt Cap
$380.6M
Volume
21.70K
Next Earnings
October 29th
Chart
Financials
Earnings
News
About
Dividends
Insider
Filings
Citizens Financial Services (CZFS) Could Be a Great Choice
Citizens Financial Services (CZFS) is highlighted as an attractive dividend investment opportunity with a current yield of 2.58%, outperforming its industry average of 2.17%. The company has increased its dividend 5 times over the last 5 years with an average annual increase of 2.36%. With solid earnings growth projected at 14.44% year-over-year for 2026 and a conservative payout ratio of 24%, CZFS holds a Zacks Rank of #2 (Buy), making it a compelling choice for income investors seeking both dividend income and capital appreciation.
Zacks Investment Research · Oct 2, 2026
Are You Looking for a High-Growth Dividend Stock?
Citizens Financial Services (CZFS) is highlighted as an attractive dividend investment opportunity for income investors. The bank offers a dividend yield of 2.46%, above its industry average of 2.16%, with a solid annualized dividend of $2.04 that has grown 2.36% annually over the past 5 years. With a low payout ratio of 24% and expected earnings growth of 14.44% for 2026, CZFS combines dividend income with growth potential and carries a Zacks Rank #2 (Buy) rating.
Zacks Investment Research · Sep 16, 2026
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
Citizens Financial Services (CZFS) is highlighted as an attractive dividend stock with a 2.52% yield, outperforming its industry average of 2.19%. The company has increased its dividend 5 times over the last 5 years with an average annual increase of 2.36%. With expected earnings growth of 14.44% for 2026 and a conservative 24% payout ratio, CZFS offers both income generation and growth potential, earning a Zacks Rank of #2 (Buy).
Zacks Investment Research · Aug 31, 2026
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2025 FINANCIAL RESULTS
Citizens Financial Services reported strong Q3 2025 financial performance, with net income increasing 31.5% year-to-date to $26.1 million, driven by higher net interest income and lower credit loss provisions.
Benzinga · Oct 30, 2025
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2025 FINANCIAL RESULTS
Citizens Financial Services reported strong Q2 2025 financial performance, with net income of $8.5 million, a 60.4% increase from the same period in 2024, driven by increased net interest income and lower credit loss provisions.
Benzinga · Jul 30, 2025
New Strong Sell Stocks for June 20th
CZFS, EVBN and ASGN have been added to the Zacks Rank #5 (Strong Sell) List on June 20, 2024.
Zacks Investment Research · Jun 20, 2024
Citizens Financial Services (CZFS) Misses Q1 Earnings Estimates
Citizens Financial Services (CZFS) delivered earnings and revenue surprises of -3.87% and 0.11%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
Zacks Investment Research · Apr 25, 2024
MainStreet Bank (MNSB) Q1 Earnings and Revenues Lag Estimates
MainStreet Bank (MNSB) delivered earnings and revenue surprises of -30.77% and 6.85%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
Zacks Investment Research · Apr 22, 2024
Peapack-Gladstone (PGC) Misses Q4 Earnings and Revenue Estimates
Peapack-Gladstone (PGC) delivered earnings and revenue surprises of -10.71% and 1.18%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?
Zacks Investment Research · Jan 25, 2024
HarborOne Bancorp (HONE) Stock Jumps 5.7%: Will It Continue to Soar?
HarborOne Bancorp (HONE) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock suggests that there could be more strength down the road.
Zacks Investment Research · Dec 14, 2023
Holdings
Open Orders (0)
Positions (0)
Order History
Dividends
Transfers
Log In
to start trading
CZ
CZFS
Citizens Financial Services, Inc. Common Stock
Buy
Sell
Market
Limit
Soon
CZFS
25%
50%
75%
Max
Pay with
—
Start Trading
Available Balance
0.00
Your Position
You don't own any CZFS yet.
Related Tickers
UC
UCB
—
CT
CTBI
—
HB
HBCP
—
MB
MBWM
—
RB
RBCAA
—
OB
OBK
—
Earnings
Dividends
Last · Sep 11
Quarterly
Amount
$0.51
Yield
2.52%
Annual
$2.02